In this guide, we’ll walk you through how to get your loan statement from Axis Bank, both online and offline, and answer the most searched questions on the topic.
A loan statement is an essential document that provides a summary of your loan account, including details such as EMIs paid, outstanding balance, interest charges, and repayment schedule. Whether you’re applying for another loan, filing taxes, or simply tracking your finances, getting your Axis Bank loan statement is simple and quick—if you know the right steps.
What is a Loan Statement?
A loan statement is a comprehensive document issued by a bank that includes:
- Loan amount sanctioned and disbursed
- EMI due dates and payments made
- Outstanding balance
- Interest paid and principal repaid
- Loan tenure and end date
This statement is often required for:
- Income tax proof (especially for home loans)
- Loan closure confirmation
- Refinance or top-up loan applications
Ways to Get a Loan Statement from Axis Bank
Axis Bank offers multiple convenient ways to access your loan statement:
1. Via Axis Bank Internet Banking
Steps:
- Visit Axis Bank Internet Banking
- Log in using your Customer ID and Password
- Go to Accounts > Loan Accounts
- Select your loan type (e.g., personal loan, home loan)
- Click on “Download Statement” or “View Statement”
- Choose the date range and download as PDF
2. Using the Axis Mobile App
Steps:
- Open the Axis Mobile App on your smartphone
- Log in using MPIN or fingerprint
- Navigate to the Loans section
- Tap on your active loan account
- Tap “Download Statement” or “Email Statement”
You can request a detailed loan repayment schedule or EMI-wise breakup as well.
3. Via Email Request
You can email Axis Bank customer care at:
📧 loans@axisbank.com
In your email, include:
- Full Name
- Registered mobile number
- Loan Account Number
- Type of loan
- Request for latest loan statement
Usually, the bank responds within 1–2 business days with your statement attached in PDF format.
4. By Visiting the Nearest Axis Bank Branch
If you prefer offline methods or need a signed statement:
- Visit the nearest Axis Bank branch
- Carry a valid ID proof and your loan account number
- Ask the officer for a printed or certified loan statement
5. Through Customer Care
You can also request a statement by calling: 📞 Axis Bank Customer Care:
1860-419-5555 or 1860-500-5555
They may send the statement to your registered email after verification.
Types of Loan Statements Available
- Home Loan Statement
- Personal Loan Statement
- Car Loan Statement
- Education Loan Statement
- Gold Loan Statement
Each statement will reflect relevant repayment and interest details based on the loan type.
Important Tips
- Always ensure your email ID is updated with Axis Bank to receive e-statements.
- Statements are generally free of charge if downloaded online.
- For income tax filing, make sure you get a home loan interest certificate as well.
Frequently Asked Questions (FAQs)
1. How can I get a personal loan statement from Axis Bank?
You can get it via internet banking, mobile app, by visiting a branch, or by emailing customer care.
2. Can I download my Axis Bank loan statement online?
Yes. Use the Axis Internet Banking portal or the Axis Mobile App to download your statement in PDF format.
3. Is there any charge for getting a loan statement from Axis Bank?
No, Axis Bank does not charge for e-statements. However, a printed statement from a branch may incur a nominal fee.
4. How can I get my home loan statement for tax purposes?
Request a home loan interest certificate through the mobile app, internet banking, or by visiting a branch. This includes principal and interest breakup for tax filing.
5. How often is the loan statement updated?
Loan statements are updated in real-time or at the end of every month, depending on the platform used.
6. Can I get a statement of a closed loan account?
Yes. You can request a historical statement by visiting a branch or emailing customer service.
7. Will the Axis Bank loan statement show EMI break-up?
Yes, the statement usually includes EMI amounts along with the interest and principal portions.
Final Words
Getting your Axis Bank loan statement is a simple process, whether you’re using online tools or visiting a branch. It’s a crucial financial document, so always keep a copy saved securely for future needs like tax filing, loan refinancing, or credit tracking.